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Your home is one of the biggest investments you will
ever make. And protection of your home and its contents
is one of the most important steps you can take.
Adequate coverage protects you against financial devastation
should your home be destroyed or damaged and
covers you if legal claims are made against you for
injury or damage. Fee Insurance Group will work with
you to make sure you have the
coverage that is best for you.
See if you qualify for our
discounts. Then check out these great
tips for homeowners and answers
to frequently asked questions.
Homeowners insurance is usually sold
as a package with the following basic components:
Structure | Personal
Belongings
Liability | Living
Expenses
Structure
- Covers your home and detached buildings, such as
a garage or tool shed
- Protects against damage due to fire and storms,
but not due to flood, earthquakes or normal wear and
tear
- Coverage should be sufficient to rebuild your home
if it is destroyed
- Trees, shrubs and plants also are generally covered
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Personal
belongings
- Covers furniture and the contents of your home
- Includes coverage for personal belongings damaged
or destroyed while not in the home
- Costly items, such as jewels and furs, are not covered
for their full value. A special Personal Articles
rider policy is required to insure the items for their
full value.
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Liability
- Covers legal claims and expenses for injury or property
damage to another party by you, your family or pets
- Coverage extends anywhere in the world
- Includes no-fault medical coverage anyone
injured on your property can submit medical bills
to your company without having to file a liability
claim against you
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Living
expenses
- Covers the cost of living away from home if you
are unable to live in your home due to damage or loss
- Coverage usually extends for a specified period
of time
- Reimburses you for rent you would have collected
from tenants, if you
rent part of your house
If you need more extensive protection, we can work
with you to customize
a home ownership package that provides additional, specialized
coverage.
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ASK
US ABOUT DISCOUNTS!
Certain factors can lower the cost of your home insurance:
- Burglar alarms
- Fire and smoke alarms
- Fire extinguishers
- Age of the house
- Type of construction
- Companion auto policy
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Now,
check out these great tips for homeowners:
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Below
are answers to your frequently asked questions:
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We're
ready to go to work for you!
Contact us or call 620-662-2381
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Hutchinson
First National Center, Suite 700
1 N. Main
Hutchinson,
Kansas 67501
620-662-2381
Fax 620-662-5415
McPherson
106 South Main
McPherson, KS 67460
620-245-0404
Fax 620-245-0269
Salina
114 W. Walnut
Salina, KS 67402
785-822-0848
Fax 785-822-0950
Pittsburg
2308 S. Broadway
Pittsburg, KS 66762
620-231-3500
Fax 620-231-3763
Fee Insurance Group, a Hutchinson,
Kansas, Trusted Choice
independent insurance agency, offers auto, home, life,
health, commercial, agriculture, and long-term care
insurance plus employee benefits, retirement plans,
annuities, workers' compensation, risk management and
surety bonding.
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